404 14Th St, Saint Augustine, FL, 32084 | $850,000

*INVESTMENT PROPERTY OPPORTUNITY CURRENTLY EARNING 50-60K PER YEAR!* *ONE YEAR HOME WARRANTY FOR NEW OWNERS PAID AT CLOSING!* Charming Coastal Retreat in Vilano Beach Welcome to 404 Fourteenth St, Saint Augustine, FL 32084! This concrete block home offers a perfect blend of coastal elegance and comfort, making it an ideal choice for anyone looking to enjoy the Florida beach lifestyle or seeking a fantastic vacation rental opportunity. Property Highlights: ROOF 2016 Bedrooms: 3 spacious bedrooms, including a master suite that comfortably accommodates a king bed. Bathrooms: 2. 5 bathrooms, featuring a master bathroom with a standalone shower and a luxurious jetted tub. Living Area: 1, 750 sq. ft. of thoughtfully designed living space. Key Features: Location: Situated in the heart of Vilano Beach, this home is a mere 5-minute walk to both the beach and the intercoastal, offering breathtaking sunrises and sunsets. Only a 15-minute drive to downtown Saint Augustine, you'll be close to an array of fantastic bars, restaurants, and shops. Outdoor Space: Enjoy a private backyard with a well-designed outdoor area, perfect for relaxation and entertainment. The screened-in porch provides an excellent indoor-outdoor living experience. Living Spaces: The comfortable open floor plan flows from the living room into the large dining area & kitchen, perfect for gatherings and home-cooked meals. The kitchen is a cook's delight, complete with a kitchen island and ample counter space. Furnishings: Furnishings are negotiable, allowing you to customize the space to your taste. This coastal, classy home is not just a place to liveā€”it's a lifestyle. Whether you're seeking a serene home close to the beach or a high-end vacation rental that can sleep up to eight guests, this property offers the perfect setting for every Florida beach experience. Don't miss out on this exceptional opportunity to own a piece of paradise in Vilano Beach!

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 12632
  • Year Built: 1995
  • Approx Sq. Feet: 1,753
  • Acreage: 0.29
  • Lot Size: 12632
  • Est. Taxes: $8,639
  • Boat Access: No
  • Elem. School: Ketterlinus Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 243444
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/243444/40414thst_saintaugustine_fl?source=qrflyer
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Listing courtesy of TAKE ACTION PROPERTIES, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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404 14Th St, Saint Augustine, FL, 32084

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.333% 6.876% 6.936%
Monthly Tax Payment $720 $720 $720
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,410 $4,410 $6,017
Total Monthly Payment $5,222 $5,222 $6,829

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.