Unique and spacious 4 bedroom Colonial home in the very desirable Kings of Londonderry with a 2 Car attached Garage, Full Basement. This home offers a front to back living room and a front to back family room with hardwood floors and one with a fireplace. There is a large dining area in conjunction with the kitchen. Very flexible in how you decide to lay out the area. Also a half bath with washer and dryer which are staying with the property. On the second floor there is a newly done full bath which is beautiful. The primary bedroom has a walk-in closet and a 3/4 bath. Hardwood is throughout the 2nd floor and the other 3 bedrooms are spacious. One is currently being used as an office. The exterior of the home has a newly paved driveway, huge yard for any activity and a stonen sitting area for socializing on those warm summer evenings. Lastly the roof, septic and heating system are all approximately 10 years old. Many of the windows¹ have been updated, only a few originals remain. Seller can close anytime after Oct 1st 2024.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,281 | $3,281 | $4,267 |
Total Monthly Payment | $4,098 | $4,098 | $5,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.