Welcome to your dream retreat in the heart of the countryside! This 3-bedroom, 3-bath cape on 5 beautifully manicured acres, offers a blend of comfort, functionality, and pastoral beauty. This 3-level home has a bath with a shower on each level making it perfect for your guests! Entertain your family and friends on the inviting covered porch or enjoy peaceful mornings with a cup of coffee. The family room in the finished basement leads directly to an outdoor oasis. A serene water feature, complete with goldfish living comfortably year-round, enhances the atmosphere. Raised garden beds provide plenty of space for growing fresh produce and vibrant flowers. For the equestrian enthusiasts, the pastures are safely enclosed with an electric fence, accommodating up to 5 horses with a 2-stall stable and a separate hay barn. Your feathered friends will thrive in the charming chicken coop. This home is outfitted with fully owned solar panels. A whole house fan ensures the interior stays cool on hot summer days, while the whole house generator offers peace of mind and reliability during power outages. Enjoy picturesque views from the decks and balconies, perfect for relaxing or entertaining. An additional 2-car garage features a loft for extra storage making it easy to keep your gear organized. An above ground pool with spacious decking invites you to relax and enjoy the views. This gentleperson's farm is waiting for you. Don't miss out on the chance to own this idyllic property!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,160 | $4,109 |
Total Monthly Payment | $3,769 | $3,769 | $4,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.