A true country retreat! Nestled on three acres on a quiet, tree-lined West Redding street, this European style antique home, circa 1918, combines amazing period details with modern upgrades. Oversized windows can be found throughout to maximize natural light and to fully appreciate the property and adjacent Redding Land Trust. Eat-in chef's kitchen features top-of-the-line stainless appliances, including Sub Zero refrigerator, as well as granite counters and island. Deck open from kitchen ideal for dining in ultimate privacy. There is a formal dining room with gorgeous wood paneling, white-washed brick walls, and a built-in china cupboard. Not to be missed is the fabulous Great Room featuring cathedral ceiling, a massive oak door, and oversized fieldstone fireplace with built-ins on either side. The spacious main level primary bedroom boasts three closets, an original brick fireplace and a large picture window as well as a full bath with marble vanity and jet tub, and separate shower. Upstairs you will find the second en suite bedroom, which can also serve as the primary, that affords amazing views of the property from all sides. 12KW whole house generator included and home has a 3BR septic. Two car garage is heated too. A one-of-a-kind must see home to truly appreciate! A world's away, yet just 5 minutes from Metro North Train and 55 miles to Manhattan!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Book Shelves,Full Bath,Hardwood Floor,Walk-In Closet | 15.0 x 21.0 | Upper |
Dining Room | Book Shelves,Built-Ins,Hardwood Floor,Vaulted Ceiling | 10.0 x 18.0 | Main |
Eat-In Kitchen | Balcony/Deck,Beams,Granite Counters,Island,Tile Floor,Vaulted Ceiling | 12.0 x 17.0 | Main |
Great Room | Beams,Book Shelves,Cathedral Ceiling,Fireplace,Hardwood Floor | 20.0 x 23.0 | Main |
Office | 9 ft+ Ceilings,Slate Floor | 10.0 x 13.0 | Main |
Primary BR Suite | Fireplace,Full Bath,Hardwood Floor,Walk-In Closet,Whirlpool Tub | 15.0 x 21.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,219 | $1,219 | $1,219 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,823 | $4,932 |
Total Monthly Payment | $5,138 | $5,134 | $6,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.