Under contract-accepting backup offers. IMMACULATE OPEN CONCEPT Aragon 1 model w/3 Ensuite Bathrooms (+ ½ bath) on a CONSERVATION lot in the Portofino Estates subdivision of Solivita. (See FULL LENGTH VIDEO on Tour Link 1) This STUNNING home was built in 2012 and is loaded w/many RECENT UPGRADES. Front COURTYARD is GATED, the ENTRYWAY is screened-in and the FRENCH ENTRY DOORS have glass inserts & SOLAR SHADES. All landscaping is upgraded w/LANDSCAPE CURBING around flower beds and there are PAVER WALKWAYS along the sides of the home that lead to the EXTENDED/COVERED 4 SEASON LANAI with HVAC & CONSERVATION VIEWS. This ENERGY EFFICIENT home has: a SOLAR SYSTEM w/15 Solar Panels (on a transferable lease) which saves on electric bills (see attachments for more information on the solar system); high efficiency LENNOX HVAC system new in 2023; high efficiency RHEEM Hybrid Water Heater new in 2023; all newer energy efficient BOSCH kitchen appliances; DOUBLE PANE windows & sliders; PLANTATION SHUTTERS on all windows; Solar Shades & Smart Drapes on all sliding doors. There is a WHOLE HOUSE CULLIGAN drinking water purification system. GREAT RM & KITCHEN have 12’ VOLUME CEILINGS. Primary Suite & Dining Rm have TRAY CEILINGS. 8’ doors, ROUNDED CORNERS & 5 ¼” baseboards THROUGHOUT. 20” PORCELAIN TILE in living areas w/ newer carpeting in all bedrooms and PLANK TILE in Lanai. CEILING FANS & LIGHT FIXTURES were upgraded in 2021. KITCHEN features GRANITE countertops, LATTICE-LOOKING backsplash, 42” upper cabinets w/CROWN MOLDING, PULL-OUT drawers in lower cabinets, newer BOSCH STAINLESS STEEL appliances and RECESSED & UNDER CABINET lighting. Walk-in closets the Primary Suite have built-in closet systems. Bedroom #2 has closet shelving. Primary Bath has GRANITE counters, 2 RAISED VANITIES, a large SOAKING TUB & WALK-IN SHOWER w/bench. LANAI is EXTENDED & COVERED and has a MITSUBISHI MINI-SPLIT HVAC system. Lanai roof has ADDITIONAL INSULATION, ACRYLIC WINDOWS, SOLAR shades and ACCORDION HURRICANE SHUTTERS. LAUNDRY ROOM INCLUDES WASHER/DRYER, a built-in UTILITY SINK, and UPPER & LOWER storage CABINETS. 3 CAR GARAGE has a SOLAR VENTING FAN and ceiling vents, SIDE UTILITY DOOR, PULL DOWN ATTIC STAIRS, WHOLE HOME CULLIGAN WATER SOFTENER and newly resurfaced 5/8” POLYASPARTIC FLOORING. ***See attachments for description of Solivita amenities. ***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,232 | $4,149 |
Total Monthly Payment | $3,927 | $3,886 | $4,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.