Sought-after location! This meticulously kept 4BR/2BTH village home in the heart of Waterbury boasts an expert renovation honoring historical charm with many modern details and comfortable layout for everyday living, and entertaining family and friends. Lots of natural light, hardwood floors throughout, and plenty of storage. Cook gourmet meals in this nicely designed kitchen on the main floor, serve in your formal dining room, and relax in your living room with a Vermont Castings wood stove for extra coziness in cooler days. An additional ¾ bath/laundry and bonus/family room are off the kitchen, leading to a lovely two-level deck w/ hot tub that expands the home’s living space in the longer days of the year. Catch the sun rise and set over the open field that abuts the back of your property! Upstairs you’ll find a spacious primary bedroom, 3 ample bedrooms, and an appointed full bath. Beautiful 2-level barn with room for two cars, including an EV charger and tons of storage. Step out through the back yard to X-C ski, walk the Cross Vermont trail or take in the fall foliage of the Duxbury mountains. All the conveniences of in-town living: friendly neighborhood, walkable to restaurants, pubs, markets, elementary school, and lots of community events. Take in biking, hiking, and skiing trails (4 major resorts less than 30 minutes away!), swimming, fishing, kayaking, and arts & cultural events close by. Centrally located, you can have the life-balance of your dreams!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,722 | $2,722 | $3,540 |
Total Monthly Payment | $2,814 | $2,814 | $3,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.