Amazing opportunity to own a SIX bedroom duplex on a desirable corner lot with large yard and two car garage with plenty of additional parking. 12 total rooms each unit (approx. 1, 446 square feet each unit). (14 Albin with additional closet space in each bedroom) with an additional room on first floor that can be used as a dining room, office or bedroom for larger families needing the additional space. The walk-up attic is another large additional space that can be used for multiple purposes. This property is ideal for investors or homeowners looking for that additional rental income. Its location is ideal for commuters and conveniently located to nearby restaurants, shopping and parks. Both sides have a front porch and enclosed back porch that could be used as a wonderful mudroom area. Each side has its own access to the basement with a wall that separates them. Two car garage is also divided by a wall. Large walk-up attic on both sides! OPEN HOUSE: Saturday, October 19th from 11 to 1.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $3,117 | $3,054 | $3,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.