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939 Gardiner Drive, Islip (Bay Shore), NY, 11706 | $759,999
Welcome to this expanded and meticulously maintained split ranch home in the heart of West Bay Shore! This floor plan is uniquely redesigned with a legal garage conversion and additional back room, augmenting the interior living space while facilitating direct entry to the lower level from both the relocated front door and the driveway-side entrance! The reversed staircase between the first and second floors separates the bedroom and kitchen space from entertaining space, enhancing privacy while also allowing for the possibility of guest quarters in the addition. These innovations make it ideal for multiple generations under one roof. The formal dining room, living room, and family room also make it great for entertaining, and since the backyard already contains a bocce court, a small basketball court, a large shed and a deck, it is perfect for company or staycationing, with space to spare! The finishes are well-maintained, there are wood floors throughout the first and second floors and tile floors in lower level and back room. This property is conveniently located around the corner from South Country School and down the street from Gardiner's Park in a quiet side-walked community with quick access to the Robert Moses Causeway for a fast commute to work or the beach!
Features
- Town: Islip
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Style: Split Ranch
- Year Built: 1955
- Heating: Natural Gas, Hot Water
- Cooling: Wall Unit(s), Window Unit(s)
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 1,977
- Acreage: 0.34
- Est. Taxes: $12,032
- Lot Desc: Near Public Transit
- Middle School: Bay Shore Middle School
- High School: Bay Shore Senior High School
- School District: Bay Shore
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3568377
- Days on Market: 64 days
- Website: https://www.raveis.com
/prop/3568377/939gardinerdrive_islip_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
939 Gardiner Drive, Islip (Bay Shore), NY, 11706
$759,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $607,999 | $607,999 | $607,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,003 | $1,003 | $1,003 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,045 | $4,041 | $5,127 |
| Total Monthly Payment | $5,140 | $5,136 | $6,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535