For those seeking a boating lifestyle and community, look no further than 96084 Lanceford Lane! Membership to The Oyster Bay Yacht Club within the community is included with this property (transfer fee applies). Wind your way through the beautiful tree-lined streets on your golf cart to the club, where you can dine, work out, swim, enjoy member events, and store your boat at the marina (additional fees apply and are not guaranteed). This beautiful pool home is situated on a generously sized lot, overlooking a pond and offering peek-a-boo water views. Light floods into the large open-concept living room with vaulted ceilings, seamlessly connecting to the Chef's Kitchen, a culinary dream, complete with SS appliances, a 48-inch gas range, a 60-inch side-by-side refrigerator & freezer. French doors open to the expansive 1, 426 sq ft lanai and the pool, fire pit, covered summer kitchen, dining area, and sitting area, surrounded by fruit trees and a fenced-in yard. The downstairs owner's suite has direct access to the pool and boasts a double shower, soaking tub, double vanities, and a large walk-in closet. An additional bedroom with a full bathroom and a half bathroom for pool guests is also on the main floor. Upstairs, you'll find three more bedrooms and an in-home theatre with a kitchenette. 2024 Updates: New Roof, New Septic Pump & Lid, New Washing Machine, New LVP Flooring in Bedrooms, One HVAC Replaced, Interior Partially Repainted, New Pool Pump. HOA allows carriage houses! Propane Whole house generator. Minutes to Fernandina Beach & the beaches on Amelia Island, 30 Min. to JAX Int'l Airport & an hour Mayo Clinic. FB School District!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.864% | 7.058% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,059 | $5,059 | $6,902 |
Total Monthly Payment | $5,700 | $5,700 | $7,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.