Here's your chance to own a part of history! The 1775 home of Ephraim Mills offers 10 rooms, 3-4 bedrooms, 3 full bathrooms, 5+ fireplaces, 5+ acres, an enormous barn/garage and even a water feature: a brook along the front border of the property. With beautiful wide plank wood floors, a great room with a soaring ceiling, a covered summer porch off the dining room and an enclosed sunroom off the kitchen, there is so much potential for wonderful and flexible living spaces indoors and outside in a home once occupied by the early settlers of West Simsbury. The geneological history and historical society are rich with information. This home is rich with centuries of beauty and craftsmanship. Recent years have ensured all the major mechanical systems are updated and well maintained, and the roof and gutters are new as well. Modern conveniences include split system a/c in great room, stainless steel appliances in kitchen including Viking stove. Some plaster repairs and renovations/cosmetic updating to enhance this noteworthy house are reasonable for the beauty and years of pleasure ahead for its next homeowner.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Built-Ins,Fireplace,Wide Board Floor | Main |
Great Room | Vaulted Ceiling,Book Shelves,Fireplace,French Doors,Tile Floor | Main |
Kitchen | Fireplace | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,048 | $2,657 |
Total Monthly Payment | $3,151 | $3,017 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.