Welcome to this custom-built Lincolnville cottage, constructed in 2013, which perfectly blends with the historic charm of older homes while offering modern concrete block construction, Hardie Board siding and a metal roof. This home features contemporary amenities, traditional details, solar panels for electrical efficiency, an irrigation system, and zeroscape landscaping. The current owners have also added a paver driveway large enough to accommodate 4 cars, a new HVAC system and a tankless hot water system for added efficiency. Situated on an extra-large lot for the Lincolnville community, it includes a detached 1-car garage and a custom-designed in-ground, saltwater, heated pool and spa. Perched at a 10' elevation, this house overlooks a serene front garden and pond. Enjoy beautiful sunsets from the wraparound porch, which is screened and equipped with ceiling fans for your comfort. Inside, the home boasts luxurious LVP flooring throughout, a living room with an illuminated tray ceiling, and a cozy corner gas fireplace. A columned entry separates the living room from the dining area, which is adorned with three large windows. All the windows are insulated and hurricane rated. The spacious kitchen is designed for both functionality and style, featuring all-new GE Cafe Stainless Steel Appliances, including a 6-burner gas stovetop and a double convection/air fryer oven. The kitchen also showcases a stylish copper sink and a mirrored backsplash. With ample cabinets and counter space, this kitchen can easily accommodate multiple helpers. A sunlit breakfast nook at the end of the kitchen provides a bright and inviting space for starting your day. The walk-in pantry, which also houses the washer and dryer, provides convenient access to the primary closet. The en-suite owner's quarters feature a lighted tray ceiling, a walk-in closet, and additional closet space. The primary bathroom includes a long granite vanity with two sinks and a fully tiled shower with a high transom window for natural light. The second bedroom features a custom-built micro office, while the third bedroom offers views of the front garden and pond. Both bedrooms share a well-appointed hall bath. Step outside from the kitchen to your backyard oasis with a gorgeous pool, perfect for relaxing or entertaining. The detached garage features a sliding screen door as well as a plumbed sink for easy cleanup after a day of yard work. Solar panels reduce energy costs and offer a convenient way to charge your car. Don't miss this unique opportunity to own a piece of Lincolnville charm with all the benefits of modern living. Contact us today to schedule a showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $751,920 | $751,920 | $751,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $68,221 | $68,221 | $68,221 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,815 | $4,877 | $6,602 |
Total Monthly Payment | $73,128 | $73,190 | $74,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.