300 River Road, Smithtown (Saint James), NY, 11780 | $948,000
Incredible opportunity! Just under 2800 square-foot newer built, sprawling ranch on perfect 1 acre lot. Property located a stone's throw from Nissequogue. Enormous horseshoe?blacktop driveway with cobblestone border and cobblestone path, leading to wooden deck with wrought iron rails. Oversized 2. 5 car attached garage, back wraparound deck with overhang leading to second large wooden deck, great for entertaining! Raised custom paver patio. Architectural roof with skylights, grand double door entry with vaulted ceilings and open floor plan. Hardwood floors underneath living room and dining room. Enormous living room and dining room. Large open chef's kitchen with vaulted ceilings, recessed lighting, maple cabinets with granite countertops and granite backsplash. Breakfast bar with lots of cabinet and counter space. Slider out to deck with double oven. Stainless steel refrigerator. Breathtaking den with vaulted ceilings and maple shiplap ceiling. Woodburning stone fireplace with floor to ceiling windows. Custom stone baseboard covers. Large primary suite with walk-in closets and ceiling fan. Newly updated spa bathroom with standup glass shower, sink and make up station. Additional spacious bedrooms, hallway bath with glass shower and additional full bath in hallway with standup shower. Approximately?2000 square-foot full finished basement with 8 foot ceilings, full windows, wet bar, possible second kitchen and outside entrance. Additional half bath with room to make full. Oversized cesspool. 25 year young CAC units. Property also feature central vac.
Features
- Town: Smithtown
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full / 1 half
- Style: Ranch
- Year Built: 1983
- Garage: 2-car Attached
- Heating: Oil, Hot Water
- Cooling: Central Air
- Basement: Finished, Full
- Acreage: 1
- Est. Taxes: $20,304
- Elem. School: Dogwood Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- MLS#: 3549630
- Days on Market: 80 days
- Website: https://www.raveis.com
/prop/3549630/300riverroad_smithtown_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
300 River Road, Smithtown (Saint James), NY, 11780
$948,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $758,400 | $758,400 | $758,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $1,692 | $1,692 | $1,692 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,306 | $4,731 | $6,349 |
| Total Monthly Payment | $6,090 | $6,515 | $8,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535