***MAIN LIVING ON SECOND FLOOR DID NOT FLOOD WITH HURRICANE HELENE OR MILTON!! **PRIME WATERFRONT IN OLD HOMOSASSA! Location, location, location! The possibilities are endless at this waterfront home with an untouched nature preserve across the waterway and endless, UNOBSTRUCTED panoramic views of the river! This private two-story, 2-bedroom, 2-bathroom, 1 car garage, fully furnished home boasts with many upgrades making it turn-key! Perfect for a VRBO, second home, vacation home, or even full time living! Updated kitchen with granite countertops, new wood soft close cabinets, stainless steel appliances, luxury vinyl flooring throughout, fully updated downstairs, laundry on main living, HVAC – 2024, septic lift station – 2024, seawall – 2019, metal roof – 2014. The covered expansive porch is ideal for outdoor gatherings or just enjoying the gulf breeze on the porch-swing! The large manicured backyard boasts 165ft of frontage with a dock and firepit perfect for summer nights and enjoying the sunset over the river where dolphins and manatees are regular visitors! Take advantage of the public boat ramp less than 1 mile from the home! Old Homosassa is a highly desired community with old Florida living, golf cart friendly, minutes from dining and entertainment, and the heart of all things marine! Dolphin sighting, swimming with the manatees, scalloping during season, kayaking the springs, fishing for tarpon, snook, trout, and red fish are a few things that Old Homosassa offers. Don't miss your chance to own a RARE opportunity on the Nature Coast with breathtaking river views! Call me today to own your corner of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,723 |
Total Monthly Payment | $4,329 | $4,231 | $5,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.