Discover the charm and versatility of 7375 NY-28, a property offering an ideal layout for a multi-generational family, investment opportunity, or a spacious single-family residence. Freshly painted inside and out, with a new 200-amp electrical panel, this home is ready for its next chapter. Complementing the home is a large detached two-car garage situated at the back of the property, providing easy access on and off the main road. The interior features hardwood flooring, built-in bookshelves, and a sunroom flooded with natural light from the wall of windows. An original staircase leading to the second story, currently closed off to accommodate the home's use as a two-family residence, can easily be reopened if desired. The extremely flexible layout includes a full kitchen and bathroom on each level, as well as two spacious bedrooms, and a full basement accessible from both the interior and exterior, ensuring comfort and privacy for all residents. Located near Belleayre and Hunter Ski Resorts, and moments from the Emerson Resort, this property offers endless opportunities. Come and take a look!
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $2,205 | $2,205 | $2,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.