MOTIVATED SELLERS!!! 47 South Rd, Deerfield. Antique Charm combined with recent updates will delight you the minute you enter the home. Entering through the side door, you will find yourself in a cozy mudroom with a stone hearth and wood stove, perfect for a cold winter’s night. Continue on into the newly renovated kitchen with new cabinets with whimsical pulls, granite counters and farmhouse sink. Continue meandering to the left and you’ll see a well organized pantry with sink and a spacious half bath and laundry. The first floor continues on with a bedroom, dining room and living room, separated by a pull down door if desired! Several additional rooms complete the first floor layout. Walking upstairs, you will find an enormous front to back primary bedroom with en-suite bath and jetted tub and views of the backyard as well as exposed beams for character. Each upstairs room has its own unique feature including tin ceilings, curved walls, exposed beams, fireplace hearth and more. Outside, a lovely patio area with mature plantings and a cozy feel add to the charm this stately colonial offers. This home could easily be a multi-generational home with a few minor alterations- plenty of space for all. Coupled with owned solar panels (very, very low electrical bills), a newer closed loop furnace, recent complete exterior siding repair and paint make this home an efficient option. Truly a home that must be seen to be appreciated!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $754 | $754 | $754 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,641 | $3,641 | $4,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.