Large 1750 sq ft, 2 bedroom/ 2 bath ground floor condo in desirable Eden lsle (on Snell Isle) of St Petersburg just across from a marina. This condo community surrounded by stately homes has no age restrictions, allows pets and can be rented annually. This an absolutely a wonderful full time home or a great investment property! These owners have updated the kitchen with beautiful wood cabinets, quartz counters & backsplash and stainless appliances. Appliances include large refrigerator, cooktop, double oven and microwave. This Home has interior window shutters throughout. Convenient also is inside laundry and huge walk in storage off the bonus room. Also convenient is your private covered parking spot just outside your door. Location, location, location. You are only a short golf cart or bike ride to beautiful downtown St Petersburg and its awesome waterfront parks and numerous dining venues. This location is convenient to interstate access to airports, beaches, and shopping galore. No neighbors across the street only a beautiful waterfront with views of boats of St. Pete Yacht Club Marina. HOA covers building insurance, grounds and exterior maintenance, water, sewer, trash, and basic cable. Interior pictures to follow.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,960 | $318,960 | $318,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,176 | $2,120 | $2,690 |
Total Monthly Payment | $2,661 | $2,605 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.