BOM DUE TO BUYERS FINANCING. Well set back from the road, offering a spacious driveway, expansive lawn, and a sprawling fenced backyard. The property includes a sizable barn with electricity, ideal for storage, lawn care equipment, or potential conversion for additional living space. Spanning approximately 1. 30 acres, the home is surrounded by wooded areas, providing a sense of privacy. Featuring 4 bedrooms and 4 bathrooms, this home boasts a well-designed floor plan with generously sized rooms, perfect for entertaining. Upon entering from the farmer’s porch, you're welcomed into a large family room enhanced by a cozy wood stove, pristine hardwood floors, and abundant light through numerous windows. The kitchen is equipped with granite countertops, Jenn Air professional-grade appliances, and ample cabinetry. Completing the first floor is a formal dining room, spacious living room with recessed lighting, a 1st floor office, and a half bath with laundry facilities. The 2nd floor showcases a newly renovated primary suite with a luxurious walk-in closet, custom tile shower with glass enclosure, and double vanity with an additional make-up area. Two additional large bedrooms one with own ¾ bath and an addt'l central full bath complete this level. The lower level offers a tastefully finished basement featuring a bar setup, an additional bedroom, potential bathroom, office area, and a walkout door leading to the backyard. Countless updates see improvements list!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $687 | $687 | $687 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,349 | $3,349 | $4,356 |
Total Monthly Payment | $4,128 | $4,128 | $5,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.