Charming & Full Of Character Custom Designed Tudor In Desirable Mineola. This Timeless Treasure Features Hardwood Floors, High Cove Ceilings & Many Original Details Throughout Including Solid Wood Doors. Past An Inviting Foyer Is An Elegant Living Room W/ A Wood-Burning Fireplace Flanked By Gorgeous Built-In Shelving & A Sunny Window W/ Classic Diamond Mullion Detail. A Spacious Formal Dining Room W/ Bay Window Flows Into A Generous Kitchen W/ Wood Cabinetry & A Discreet Powder Room Tucked Into The Corner. All Three Bedrooms Are On The Second Level, Including An Oversized Primary W/ Two Closets & A Full Bath W/ Separate Tub & Shower Stall Is In The Hall. The Walk-Up Attic Provides Additional Room For An Office Or Storage, While The Finished Basement Offers A Large Space Ideal As A Rec Room, Plus Laundry & Utilities. With A 1-Car Attached Garage This Home Is Perfectly Situated, Enjoy The Convenience Of Nearby Amenities, Including The LIRR & NYU Langone. Pre-Approvals Are Essential For All Showings.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,802 |
Total Monthly Payment | $4,936 | $4,932 | $6,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.