The live-ability of this waterfront Tomoka Oaks gem is off the charts! Featuring 3BR and 2. 5 BA, this 2, 940 sq. ft. home offers a wide variety of living spaces.
Nature Alert: 204 River Bluff Drive has a 1. 43 acre lot and a boat dock on the Tomoka River. River is accessed by an approx. 600 ft. elevated boardwalk that winds through the forest, across some grasslands and to the river. The Tomoka River offers amazing fishing and kayak opportunities or take your docked boat out past the Tomoka Basin, into the Halifax and down to Ponce Inlet. You’ll routinely see the abundant wildlife along the river including Manatees, Dolphins, as well as fish and birds in great numbers. You may spot a bobcat, bear, fox or other wild mammals if you can sit still for 20 minutes.
Back at the home, the back patio has a built in, heated spa and a new shark coating deck (shark coating is in the garage too). From the deck you can enter into a screened and covered lanai – a great place to enjoy a glass of cheer in a most relaxing space. For a little more excitement, check out the game room with pool table and a commercial style wet bar in another great space for your relaxation vibe. Hobby room upstairs as flex space!
The kitchen is large and sensibly laid out. Stainless appliances, ample cabinetry, stone countertops, and a built-in oven. Imagine a large family Thanksgiving in this ideal space that can accommodate all. Family room abuts the game room and there’s also another living room on the other side of the kitchen. Space for everyone.
Immaculately maintained. New laminate floors are featured in the master suite and living room. Master bedroom suite also features a “secret garden” -- a full size (floor to ceiling) terrarium. It’s a lovely surprise.
High quality 40 year shingles on roof (2014). Dual AC units 2018, whole house generator, impact-resistant windows, central vac, updated irrigation system, fenced backyard, Low HOA (voluntary)
Come live the Florida lifestyle on the wild Tomoka River and just 5 miles to the beach.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $824 | $824 | $824 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,036 | $5,121 |
Total Monthly Payment | $4,956 | $4,952 | $6,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.