A ''mini homestead'' slice of paradise in Central Florida, for your escape on this RV ready, 125' X 75', 1/4 acre improved lot. Leading into this property is a cleared/filled 75' driveway, powered with 30 Amp service, electric is only $45/month and has a 12' x 12' Overbuilt Storage/Bath house. Lemon and Lime trees already planted. Seller financing available at $5000 down and $500 per month. Includes a full set of plans for 840 square-foot Alpine cabin, 20 x 28, recently approved by Putnam County building department, which can be a complete package deal for $219, 000, finished with tile, trim package, stair & loft railings, kitchen/full bath/sinks, well & septic. [View rendering of cabin by copy/pasting: https: //bit. ly/3WBBwAx] [For exact location of property: https: //bit. ly/4fk7h8B]
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Our Executive Mortgage Banker:
Our Insurance Division:
$49,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $39,600 | $39,600 | $39,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $263 | $263 | $334 |
Total Monthly Payment | $338 | $338 | $409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.