Welcome to this delightful single-family residence, perfectly situated in the heart of Richmond Hill South. The house features a fully finished basement with its own back entrance, providing additional living space or storage options. The interior is meticulously maintained, reflecting pride of ownership throughout. Each room is designed to create a welcoming atmosphere, with ample natural light that enhances the home's cozy yet spacious feel. Outdoors, enjoy a vast backyard that promises endless opportunities for relaxation and entertainment. The property boasts a new roof, ensuring durability and peace of mind for new homeowners. Additionally, the home is equipped with solar panels under a transferable lease, offering energy efficiency and reduced utility costs. Location is key, and this home does not disappoint. It is conveniently close to major transportation options, including A, E, F, and J trains, making commuting a breeze. Within walking distance, you'll find bus stops, top-rated schools, and a variety of shopping options. This residence is not just a house; it's a potential home with everything you need to start your new chapter. Whether you're looking for a primary residence with additional rental possibilities or a solid investment, this property offers versatility, comfort, and convenience in a highly sought-after neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,504 | $4,446 |
Total Monthly Payment | $3,980 | $3,977 | $4,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.