2 lots for the price of one! This beautiful raised ranch home, built in 1993 sits on 16 ac. with an additional 5 ac. lot abutting for a total of 21 acres of land. A great private location, ample storage and exceptional panoramic views. The upper level consists of an open concept great room kitchen/livingroom/diningroom with vaulted ceilings, sky lights and wrap around porch that lets in lots of natural lighting. Extra large primary bedroom with walk-in closet, ensuite, 2 additional attached rooms that could be utilized as a nursery, workout space or sitting room and private balcony, a modest 2nd bedroom, full bath and linen closet. In the lower level you have office or bedroom spaces, 1/2 bath, separate 1st floor laundry/utility area and attached direct entry 2 car garage. Like to tinker or need more storage? The detached heated garage has space for 6 cars, storage space to the left side and full loft. There is still another detached 2 car garage located at the base of the driveway. Being sold AS-IS
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,481 | $3,478 | $4,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.