Nestled on a hilltop overlooking serene Indian Lake in Worcester, MA, this surprisingly spacious home offers breathtaking lake views from large, airy, light-filled rooms. Ideal for downsizers and growing families alike with two bedrooms and a full bath on each floor. The updated kitchen features new cabinets, a butcher block counter, stainless appliances & spacious pantry, while the hardwood floors and natural woodwork add to its classic appeal. The fenced yard, 3-season sun porch, and year-round lake views make this home a true oasis. Recent updates include five mini splits, a newer furnace, roof, oil tank & windows, ensuring energy efficiency and comfort. With ample storage, including a full basement, this home offers plenty of space for all your needs. Don't miss this rare opportunity to own a piece of paradise with stunning lake views and a convenient location close to shopping, public transportation, major highways & all Worcester has to offer!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | First |
Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | First |
Dining Room | Flooring - Wood, Window(s) - Bay/Bow/Box | First |
Kitchen | Flooring - Wood, Window(s) - Bay/Bow/Box, Pantry, Stainless Steel Appliances | First |
Living Room | Ceiling Fan(s), Flooring - Wood, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Flooring - Wood, Window(s) - Bay/Bow/Box | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,090 | $2,719 |
Total Monthly Payment | $2,562 | $2,562 | $3,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.