One or more photo(s) has been virtually staged. Situated on the 16th tee, this Carlisle Model home captures beautiful sunsets and cozy afternoons right from the Florida Room!
Offering three bedrooms, two baths, an inside laundry, and an eat-in kitchen dinette nook. This property has, no carpeting, a neutral exterior paint palette, and Plantation Shutters. The open floor plan provides formal dining and a large living room to welcome and entertain friends and family visitors. A brand new roof & water heater (2024), plus the HVAC is only a year old (2023)! The garage has attic space, pull-down stairs and can be used for added storage. All appliances convey with the sale. Move-in ready and easy to show! Royal Highlands is a 55+, golf community, with pickleball, softball, arts & crafts, kiln, two pools and fitness center. Dances and Bingo are held in the Great Hall. Come see what country club retirement looks like! Low monthly HOA fee covers Xfinity high-speed internet and fiber optic cable, manned gate, amenity centers, and more! Visit the library, billiards room, theater & music productions, or enjoy the on-campus restaurant! You can be as active as you want to be! Call for your tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,645 | $1,643 | $2,120 |
Total Monthly Payment | $1,877 | $1,875 | $2,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.