Under contract-accepting backup offers. **Seller to CREDIT buyer $10, 000 FLEX CASH towards their closing costs, on any full price offer, can be used to BUY DOWN INTEREST RATE!** UPDATES INCLUDE: Gas Water Heater 2024, New A/C 2024, Exterior paint 2023, Interior Paint 2022/2024, Sod 2024, upgraded lighting/fans through-out home, frameless glass shower 2019, upgraded vanity mirrors 2021, sinks/faucets owner’s bath 2024, lanai tongue & groove ceiling 2022, SS appliances 2018, custom wood staircase & railings, wood floors on staircase & office, Crown molding through-out, custom ceiling molding, custom sliding door shades 2021, custom hand-built banquette w/storage & table 2024, custom built home office with wood cabinets/granite counters 2021, 480SF screened-in patio w/pavers 2018, Plantation Shutters 2021, Electric Fireplace w/stack-stone wall 2021, and much more! Prepare to fall in love with this well-maintained, spacious sanctuary, presenting a layout designed for exceptional living & entertaining. Paver driveway leads you to the charming front porch, perfect for greeting neighbors and friends. The spacious foyer showcases the formal areas, featuring designer lighting, electric fireplace w/stackstone wall, and impressive molding details. This meticulous, ONE OWNER HOME provides a magnificent open layout, perfect for entertaining. Enjoy the well appointed Kitchen, boasting Stainless Steel appliances, Gas range, Granite countertops, stone backsplash, closet pantry, large breakfast bar, and 42” wood cabinetry with bottom pull-outs. The cozy eating nook with hand-made built-in banquette w/storage is a perfect addition. Family Room boasts custom tongue & groove tray ceiling, and sliders that lead outdoors to your own private oasis. The downstairs Owner’s Suite has everything you’ve dreamed of with tray ceilings, custom built walk-in Closet, dual sinks, granite counters, wood cabinets, separate over-sized shower with upgraded tile and deep soaking tub. Second floor features Custom Built office with granite counters, espresso wood cabinets, and 2 work stations. The spacious 2nd bedroom showcases Vaulted ceilings, closet with built-ins, and a large sitting area, giving it flexibility to serve as a bonus room or media room. You will also find 2 additional bedrooms, with ceiling fans as well as roomy closets. A 2nd Bathroom completes the upstairs living area with upgraded tile, granite counters, dual sinks, shower/tub combo. The downstairs Laundry Room provides utility sink, upper cabinets, and comes with washer/dryer! Experience Florida living at its very best with the indoor-outdoor living design as the Family Room seamlessly transitions into the extended paved 480sf screened patio perfect for entertaining or sitting back and enjoying the stunning views of the tranquil conservation. This backyard paradise comes complete with covered Lanai with beautifully crafted shiplap ceiling & ceiling fan, perfect for dining al fresco. PRIDE of ownership shows throughout this home, from the well-maintained exterior to the immaculate interior. LakeShore Ranch is a highly desirable 24 hour guard-gated community that offers resort-style pools, fitness center, dog park, playground, fishing dock, tennis/pickleball and basketball courts, a calendar full of social events and much more! HOA INCLUDES TRASH/CABLE/INTERNET. Only a short ride north of Tampa, in the heart of Pasco County, close to major highways, shopping, restaurants, hospitals & excellent schools!
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Our Executive Mortgage Banker:
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$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,387 | $3,384 | $4,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.