Welcome to 121 Commack Rd in Islip! This meticulous two-story home is a commuter's dream ideally located between Sunrise Highway and the Long Island Railroad. Upon entry, you are welcomed by a sun-drenched formal dining room, perfect for holiday gatherings. The dining room flows seamlessly into the expansive eat-in kitchen which is a cooking enthusiast and entertainer delight featuring an open concept with a large center island, stainless steel appliances, a 6-burner cooktop with griddle, and a double wall oven. The kitchen dining area and double Anderson sliding glass doors add to the charm. Enjoy the spacious living room just off the kitchen boasting a vaulted ceiling, a gas fireplace, and a second set of sliding doors leading to the backyard. The main level also includes a half bath and a lower-level primary bedroom with two walk-in closets. Wood floors extend throughout the main level and the 1. 5-car garage is conveniently located right off the kitchen and houses the gas heating system and hot water heater. Upstairs you will find two sizeable, freshly painted bedrooms, with new wall-to-wall carpet and a full bathroom. The lowest level consists of a full basement with high ceiling and houses the laundry area, a storage room, and ample additional storage space. This incredible home also features a circular driveway, a large deck off the back of the house perfect for outdoor dining and relaxing on warm summer nights, and a well-maintained fenced-in backyard with room for a pool. Top the charm of this home and it's location with the fact that you also have access to Islip Town Beach just down the road. This home is a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,002 | $1,002 | $1,002 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
Total Monthly Payment | $3,913 | $3,913 | $4,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.