Under contract-accepting backup offers. Welcome home to Holiday Lakes West and this charming three bedroom, two bathroom, split plan home. with in ground pool. Enter the home under the covered front porch with patio into the large and inviting formal living room. The cathedral ceilings make the room feel massive and bright. The formal dining room shares this space with sliding glass doors opening to the covered rear porch. The primary bedroom is to the right featuring ensuite bathroom, walk in closet and bonus room. This bonus room can be a home office, library, gym or flex space, also with sliding glass doors to the patio and pool deck. Exit the primary, cross the dining room into the well laid out kitchen, with stainless refrigerator, range with hood, breakfast bar and dual sinks with windows facing the yard, patio and pool. Adjacent and open to the kitchen is an informal dining space and family room with vaulted ceiling and another set of sliders to the rear patio. A corridor leads one to bedrooms two and three as well as the guest bathroom. The covered porch in the yard is perfect for outdoor meals and gatherings, no matter the weather. The patio is fully screened, the pool is expansive, inviting and the perfect place to while away the dog days of summer. This generous corner lot has a wooden privacy fence with plenty of room for storage, mature oaks providing shade and it backs on to the grounds of the middle school. The vast open fields make the lot feel like it is on acreage. It's private, serene and sizable. Ceramic tile flooring throughout with no thresholds, makes cleaning a breeze. BRAND NEW ROOF JUNE 2024, NEW INTERIOR PAINT & TRIM JULY 2024, A/C 2017. Hurricane Shutters provide peace of mind in case of a storm. NO HOA is a treat and NO FLOOD INSURANCE REQUIRED, which is stellar considering the homes proximity to the coast and all of its beaches, parks, marinas & fishing piers. The historical town of Tarpon Springs is just up the road and one is close to all of the modern conveniences of shopping, restaurants and medical facilities with the international airport a 40 minute drive. Call for a showing today !
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $282,000 | $282,000 | $282,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,759 | $1,713 | $2,229 |
Total Monthly Payment | $1,958 | $1,912 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.