Presented byRose Ciardiello |
Your Waterfront Retreat: A rare gem nestled in the picturesque Guilford Harbor, this property encompasses two parcels (2, 856 total SF), presenting a unique opportunity for Buyers. Nicely remodeled, the main residence offers 2 bedrooms and 2 baths, a perfect blend of modern elegance and coastal charm. Enjoy breathtaking, unobstructed vistas of Guilford Harbor and Long Island Sound while relishing direct waterfront access. The open floor plan invites an abundance of natural light, seamlessly connecting the kitchen and living with fireplace & dining areas to a spacious sunroom, leading to a deck offering an ideal setting for entertaining or simply basking in the serenity of the surroundings. Retreat to the master bedroom suite on the upper level, were captivating views of Guilford's coastline await, offering a tranquil sanctuary. The wonderful outdoor space incudes a large patio, terrace with fireplace, and a fully fenced in yard with lush lawn and lovely perennials. The 2-bedroom, 1 1/2 bath guesthouse provides a private space for visitors, au-pair, or use as an office/studio. With its own private dock, this property also caters to boat enthusiasts, providing easy access to L. I. S. , with the Hamptons only 19 miles across the Sound. Conveniently located, minutes from the historic town center; explore boutique shops, savor cuisines from an array of restaurants, unwind at charming coffee shops, or bask in the sun at the nearby town beach. Additional amenities include central A/C, outdoor shower, storage shed and a 1-car garage bay to store outdoor equipment and "toys. " SF includes both properties (main house 1, 666 sf and accessory unit 1, 190 sf). NOTE: Property conveys fully furnished for a truly turnkey Sale. . . . just move in! Don't miss the opportunity to own this one-of-a-kind retreat.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.7 x 20.4 | Main |
Bedroom 2 | Cathedral Ceiling,Ceiling Fan,Half Bath,Walk-In Closet,Hardwood Floor | 8.1 x 12.7 | Upper |
Bedroom 3 | 10.1 x 13.0 | Main | |
Dining Room | Hardwood Floor | 10.0 x 13.9 | Main |
Dining Room | Combination Liv/Din Rm,Sliders,Hardwood Floor | 8.6 x 9.4 | Upper |
Kitchen | Granite Counters,Hardwood Floor | 9.0 x 23.1 | Main |
Kitchen | Built-Ins,Granite Counters,Eating Space,Hardwood Floor | 9.4 x 9.5 | Upper |
Living Room | Book Shelves,Built-Ins,Gas Log Fireplace,Hardwood Floor | 12.1 x 14.6 | Main |
Living Room | Cathedral Ceiling,Beams,Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | 10.0 x 17.1 | Upper |
Office | 12.1 x 16.1 | Main | |
Primary Bedroom | Cathedral Ceiling,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 17.0 x 17.3 | Upper |
Studio Apt | Other | ||
Sun Room | Balcony/Deck,Built-Ins | 13.0 x 17.0 | Main |
Sun Room | Hardwood Floor | 8.9 x 15.1 | Upper |
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,600,000 | $1,600,000 | $1,600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,569 | $1,569 | $1,569 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,589 | $9,465 | $13,180 |
Total Monthly Payment | $10,283 | $11,159 | $14,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.