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417 Spruce Haven Road, Waterbury, VT, 05677 | $664,000
Welcome to your dream home in the heart of Waterbury Center Vermont! This highly desired location offers the perfect blend of outdoor adventure and culinary delights. Just minutes from world-class skiing in Stowe and a short drive to Burlington, this property is truly a hidden gem. This stunning 4 bedroom 2 1/2 bath home boasts modern amenities and luxurious finishes throughout. The family room is perfect for relaxing by the fire after a long day on the slopes. Step outside to enjoy the beautiful views of Camel's Hump from the large deck off the main kitchen. This 1. 25 acre property is surrounded by fruit trees, berry bushes, and wildlife. Making it a nature lovers paradise. The master suite is a full retreat! Complete with a fireplace, balcony, kitchen, laundry room, and spa like bathroom. This home offers many flexible floor plan options. Easily used with an in-law apartment or possible short term rental.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Raised Ranch
- Year Built: 1977
- Garage: 2-car Garage
- Heating: Oil,Pellet Stove,Baseboard,Heat Pump,Hot Water,Stove - Pellet,Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 2,810
- Acreage: 1.25
- Est. Taxes: $7,251
- Lot Desc: Country Setting,Level,Mountain View
- Elem. School: Brookside Elementary School
- Middle School: Crossett Brook Middle School
- High School: Harwood Union High School
- School District: Waterbury School District
- MLS#: 5006564
- Website: https://www.raveis.com
/eprop/5006564/417sprucehavenroad_waterbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024Listing courtesy of Century 21 Martin & Associates Real Estate Phone: 802-888-0088
Listing Agent: Ann Hennard-Ruth
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
417 Spruce Haven Road, Waterbury, VT, 05677
$664,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $531,200 | $531,200 | $531,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $604 | $604 | $604 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,534 | $3,531 | $4,555 |
| Total Monthly Payment | $4,230 | $4,227 | $5,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484