14 Gada Road, East Lyme (Niantic), CT, 06357 | $899,000

Idyllic Private Retreat on 3. 5 Acres of Direct Waterfront on the Pattagansett River Nestled in the quaint town of Niantic, this stunningly updated home offers unparalleled privacy and tranquility. With direct riverfront access, escape the noise and immerse yourself in serene surroundings. The upper and lower level patios provide breathtaking views. River views from almost every room. The main level boasts 4 bedrooms, 1. 5 baths, a study, and a living room dining area with a wood-burning fireplace. Vaulted ceilings, skylights, and up-lighting on the beams enhance the open and airy feel, leading seamlessly to the completely remodeled kitchen adorned with Taj Mahal quartzite granite and equipped with Bosch appliances. The lower level is a versatile, completely open, and finished space. It features an additional kitchen and dining area, a family room with a gas fireplace, and another sitting area with an electric fireplace. This flexible floor plan is perfect for an in-law suite or Airbnb. Oversized Garage too! Experience the perfect blend of modern luxury and natural beauty in this private waterfront retreat.

Features

  • Town: East Lyme
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Raised Ranch
  • Year Built: 1965
  • Garage: 1-car Under House Garage
  • Heating: Baseboard
  • Cooling: Ceiling Fans,Central Air,Wall Unit
  • Basement: None
  • Above Grade Approx. Sq. Feet: 2,632
  • Acreage: 3.5
  • Est. Taxes: $9,139
  • Lot Desc: Secluded,Interior Lot,Cleared,Water View
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: East Lyme
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24032943
  • Days on Market: 55 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24032943/14gadaroad_eastlyme_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Main
Bedroom 2 Main
Bedroom 3 Main
Dining Room Main
Living Room Main
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Michelle MacNeilRealtor & Associate Manager

860.301.0051

Michelle.MacNeil@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

14 Gada Road, East Lyme (Niantic), CT, 06357

$899,000

Michelle MacNeil

Realtor & Associate Manager

William Raveis Real Estate

Phone: 860.301.0051

Michelle.MacNeil@Raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.963% 5.983% 5.805%
Monthly Tax Payment $762 $762 $762
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,861 $4,254 $5,924
Total Monthly Payment $4,715 $5,108 $6,778

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.