LOCATION, LOCATION, LOCATION! Live the beach life! You can walk to the beautiful white sands of St Pete Beach in under 10 minutes. This gorgeous move in ready block home comes fully furnished and has 3 bedrooms, 2 baths and a spacious 2 car garage. Furniture is less than 2 years old. The high ceilings and large living room make your home feel inviting to your family and friends. Your new home is located in the quaint Belle Vista neighborhood on a gigantic corner lot. Belle Vista is in a nice high elevation community. This home is the quintessential beach cottage with gleaming terrazzo flooring throughout. The remodeled kitchen includes white cabinets, glass tile backsplash, custom made concrete counters and stainless steel appliances. There is a also a nice sized bonus room. The interior has been freshly painted and interior doors have been recently replaced with 6 panel doors. There are ceiling fans in every room. AC is new in 2023, all of the windows and slider were replaced in 2020 with impact rated windows. Roof was replaced in 2019 and new water heater in 2018. Hurrican rated garage door in 2016. The electrical panel and plumbing have been updated as well. There is a Nest thermostat and this home also includes a water softener. You can move right in and just briing your tooth brush. Open the large sliding door to access your spacious screened lanai. Outside you will find a private outdoor shower with hot and cold running water. There is a storage shed that also has hot and cold running water. The large side yard provides ample additional parking for a boat or RV. Situated on a large corner lot, you immediately notice the beautifully landscaped yard. There are plenty of grassy areas for you to enjoy. The yard has a sprinkler system that uses reclaimed water. Your private oasis is fully fenced with white vinyl. Do not miss out on this home so you too can start living the Florida lifestyle we all love. It won’t last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $715 | $715 | $715 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,837 | $3,833 | $5,020 |
Total Monthly Payment | $4,644 | $4,640 | $5,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.