Location, location, location! These opportunities don’t come around often – here is your chance to own an in-town duplex in the heart of Lincoln NH. One block off Main Street, walking distance to all the shops, restaurants and stores, and only two miles to Loon Mountain. This well-maintained and updated home is turn key and ready for you. Being offered fully furnished, both apartments have been successfully rented through VRBO and seasonal rentals. Both apartments have fully updated kitchens including cabinets, countertops and appliances, including washer and dryers, as well as updated full bathrooms. The downstairs bedrooms are furnished with a queen bed in one room and a full/twin bunk in the other. Upstairs, one bedroom has a queen bed, and the other has an additional queen bed and a bunk bed. Rinnai heaters, on demand hot water heaters, metal roof, replacement windows, spray foam insulation and vinyl siding make for low maintenance, as well as separate utilities, plus an attached shed for storage. Private, partially fenced back yard, as well as a freshly graded driveway. No HOA rules or condo fees here! Use one floor for yourself and rent out the other or rent both for additional income. Come check it out for yourself and image yourself home! Seller is a NH licensed real estate broker.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,666 |
Total Monthly Payment | $3,160 | $3,160 | $4,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.