3732 Cobblestone LANE, Punta Gorda, FL, 33980 | $450,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. HUGE PRICE REDUCTION!! **SELLER WANTS OFFERS** **GATED COMMUNITY** Former Maronda Homes Model on a fenced corner lot with LAKE VIEWS in The River Club. The home has approximately 3000 square feet of living space on 2 floors consisting of 4 bedrooms (possibly 5 with a conversion), 2nd floor loft, 2. 5 baths, an office/den/playroom on the 1st floor (the conversion opportunity), OPEN KITCHEN/FAMILY ROOM, dining room, HIGH CEILINGS and a 2 car attached garage. The outdoor space is an ENTERTAINER'S DREAM with a GORGEOUS HEATED POOL & SPA, pavers around the pool decking and on the 32’ x 10’ covered lanai - all with LOVELY LAKE VIEWS. The eat-in kitchen is nicely finished including wood cabinetry, stainless appliances and double ovens, GORGEOUS stone counters, and wine/beverage cupboard and a large closet pantry. The 2nd floor is comprised of 4 bedrooms, 2 full baths and a loft providing flex space for a library/seating area or 2nd living room. Beautiful plantings and pavers on the driveway round out this great opportunity to own in The River Club. UPDATES - POOL/SPA INSTALLED 2019, WATER HEATER 2022, GARAGE DOOR 2022. The association fees include lawn care, irrigation, basic cable, & use of the recreation facility (gym playground and large heated pool). Lake and private road maintenance are also included.

Features

  • Amenities: Fitness Center, Gated, Pool
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 88 x 134 x 88 x 111
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2012
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,978
  • Acreage: 0.27
  • Lot Size: 88 x 134 x 88 x 111
  • Est. Taxes: $7,064
  • HOA Fee: $377 Monthly
  • Lot Desc: Corner Lot, FloodZone, In County, Level, Sidewalk
  • View: Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: C7495643
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/C7495643/3732cobblestonelane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 2:47:52 PM)
Listing courtesy of POOLE REALTY GROUP, LLC   Phone: 941-763-9381

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NMLS Mortgage Loan Originator ID 16953

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3732 Cobblestone LANE, Punta Gorda, FL, 33980

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $589 $589 $589
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,187 $2,187 $2,845
Total Monthly Payment $2,851 $2,851 $3,509

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.