RENOVATED interior and NEW ROOF JULY 2024! HOA dues are only 2400 per year and include: irrigation, cable and WiFi AND access to amenities (fitness, tennis, pickleball, pool, pool spa, kids playground! Step inside to discover a NEW renovated kitchen, boasting modern upgrades that make cooking a breeze. The open layout seamlessly connects to the cozy living area, providing a comfortable space for relaxation and entertainment. Throughout the home, you'll find NEW durable luxury vinyl flooring, providing both style and practicality for everyday living. No need to worry about constant upkeep – simply enjoy the beauty and ease of this low-maintenance flooring. Located within a gated community, this home offers added security and peace of mind. Step outside to explore the community amenities, including a refreshing pool where you can cool off on hot summer days, tennis courts for friendly matches, and a playground for kids to enjoy. With its prime location near the lake and golf course, Heritage Bay offers endless opportunities for outdoor recreation and relaxation. Recent upgrades: NEW paint inside and out, NEW vinyl floors, NEW baseboards, NEW pool pump, NEW kitchen cabinets, NEW countertops, appliances, disposal, NEW lighting, AC 2022, upgraded electrical /LED lighting, NEW door hardware, . The community has onsite management - tons of activities planned throughout the year! Enjoy the option of having a "club" without paying the initiation fees! The Arrowhead Pub is open daily 11-3 pm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$705,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $564,000 | $564,000 | $564,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,752 | $3,749 | $4,836 |
Total Monthly Payment | $4,327 | $4,324 | $5,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.