Beautiful Temple Terrace, Florida southern style brick home with private pool in the sought after community of Theresa Arbor! This well designed split floor plan offers 2, 717 square feet of living space with 4 bedrooms, 3 full bathrooms, spacious covered and screened lanai, and a 2 car garage. Stunning brick lined custom glass insert door and glass trim entrance welcomes you home with the living room immediately to your right and a formal dining room on the left. As you continue into the home you will find a custom designed family room with an amazing wood burning washed grey brick fireplace, accent wall, bar area, and a tongue and groove wood ceiling. This room is perfect! A well-appointed kitchen joins the family room and offers stylish cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, breakfast bar and a dinette overlooking the pool and backyard. On the kitchen side of the home there are two bedrooms that share a full bath between them. The spacious primary suite is on the opposite side of the home and provides French door access to the lanai and pool. The ensuite/bath offers a garden tub, dual sinks and vanities and a separate shower. The 4th bedroom with it's hallway bathroom is currently serving as a craft room, and if not needed as a bedroom, it has the potential for multiple uses like an office or study. When not inside, you will enjoy your outdoor space with the screened and covered lanai, large screened in pool (8ft deep at the deep end), and a spacious corner lot yard with an assortment of fruit trees and decorative plants. Centrally located, Temple Terrace provides easy access to Tampa Bay's top employers, the international airport, your choice of public or private schools, city library, the beaches, Bush Gardens/Adventure Island, USF, Moffitt Cancer Center, and tons of restaurants and shopping!! If that's not enough, join the Temple Terrace Golf Club and/or Community Recreation Center that are both just a short drive away. Beautiful home in a beautiful community! Start enjoying the Florida lifestyle by making an appointment to see this amazing home today!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,656 | $3,562 | $4,559 |
Total Monthly Payment | $4,112 | $4,018 | $5,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.