****Take advantage of a seller paid promotion! The seller will credit the buyer $5, 000 towards their closing costs and prepaid items at closing, which could include an interest rate buy down, on any full price offer accepted by 10/4/24. ****This beautifully remodeled 3-bedroom, 2-bath house with an office/flex room is now for sale, offering a prime location close to downtown St. Pete. Surrounded by majestic live oaks that provide ample shade and a picturesque canopy, this home features new carpets, a huge backyard, and plenty of parking space for a boat, RV or room to add a pool. The AC was replaced in 2022, and the windows were updated in 2021, ensuring modern comfort and energy efficiency. The kitchen is equipped with a double oven, stainless steel appliances, and granite countertops. Freshly painted and located in a no-flood zone, this charming home is just 20 minutes from the world-famous gulf beaches. Additionally, the neighborhood boasts a lot of new construction, enhancing its appeal and potential value. The home also includes a dedicated laundry room with a gas hot water heater that is only three years old. Come make this your new Florida home! Click on the virtual tour link for the Zillow tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,600 | $311,600 | $311,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,893 | $1,866 | $2,444 |
Total Monthly Payment | $2,192 | $2,165 | $2,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.