Welcome to this charming home in St. Johns County, set on a private lot with peaceful woodland views and a natural playground for children. Built in 1995 with a delightful gingerbread style, the property offers a spacious front porch ideal for rocking chairs, along with expansive front and back yards where you have the opportunity to build a pool.
This well-maintained home features numerous updates, including fresh interior and exterior paint, a new septic system, and a recently replaced chimney and firebox. Plantation shutters add to the home's charm, while a new roof and updated window glass provide added peace of mind. The kitchen has been tastefully remodeled with a new backsplash and countertops, and both upstairs and downstairs bathrooms have been renovated. The first floor boasts new flooring and a newer AC unit, ensuring year-round comfort. Outdoors, an impressive deck offers a fantastic space for entertaining, enhanced by decorative string lights hanging from the oak tree above. Enjoy the benefits of no HOA fees and a property located in a non-flood zone area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,999 | $379,999 | $379,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,592 | $2,433 | $3,156 |
Total Monthly Payment | $2,837 | $2,678 | $3,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.