Discover the ultimate in coastal living with this Lot Home package in the prestigious St. Augustine Beach area. This location provides a quick EASY walk to the BEACH! This 3, 000 sq. ft. home features modern coastal architecture and offers stunning panoramic ocean views from the third-floor living, dining, and kitchen areas. Situated on a peaceful 10, 000 sq. ft. lot close to the oceanfront, the location provides privacy and convenient access to local amenities, including shops south of Publix and Sea Colony. Close to Marsh Creek County Club. The home is designed with a split entry that leads to a grand stair tower with both staircase and elevator access, ensuring easy movement between floors. The second floor houses the owner’s suite, complete with a luxurious walk-in shower, double vanity, and water closet, along with two en-suite guest rooms and a convenient laundry area. The first floor is dedicated to relaxation and entertainment, featuring a recreational room with a bunk niche, a guest bedroom, and a pool bath. High-quality construction elements include a standing seam aluminum metal roof, impact-resistant turtle glass windows, and a spray foam insulated structure. The durable Trex decking ensures low maintenance and longevity. With no HOA constraints or build timelines, and the potential for breathtaking ocean views, 23 Oceanside Circle is a unique investment. Pre-existing building plans are available for purchase, offering a head start on creating your dream oceanside home. This property not only offers a residence but a gateway to a coveted beach lifestyle, accessible via a private boardwalk. Seize this extraordinary opportunity to build your dream home in a serene, oceanfront enclave.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,757 | $10,757 | $14,750 |
Total Monthly Payment | $11,400 | $11,400 | $15,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.