Welcome to The Coastal Woods Community at New Smyrna Beach! This beautiful home, built in 2023 with Concrete Block Construction, offers sparkling lake views and a range of modern amenities. NEW SOLAR PANEL SYSTEM (The Buyer Shall be Responsible for Assuming the Payments for the Solar Panels or Paying them Off). Enjoy Clean, Refreshing Water with the ''Brita'' WHOLE HOUSE FILTRATION SYSTEM. Connected SMART HOME TECHNOLOGY PACKAGE which allows you to control your home with your smart device while near or away. Featuring a triple split open concept floor plan, this home has 4 bedrooms and 2 bathrooms. Inside, you'll find an in-house laundry room with new upgraded machines and an open kitchen with a center island and granite countertops. Enjoy stunning water views from your kitchen, dining room, living room, and primary bedroom. The spacious primary bath includes double sinks, a walk-in shower, a huge clothes closet, and a large linen closet. The large yard is perfect for grilling, playing, or simply relaxing by the lake, and "THE GRASS IS ALWAYS GREENER" Thanks to an Irrigation System run off of Recycled Water to Save on those water costs. The community offers a pool and tennis courts, and the HOA fee is only $50 per month. Plus, the beautiful beach is just a short hop away. There aren't too many left in this lovely community, especially an upgraded one like this. Put this one on your must-see list today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,041 | $2,041 | $2,655 |
Total Monthly Payment | $2,116 | $2,116 | $2,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.