Great location in Julington Creek Plantation, St Johns in the cul-de-sac with awesome floor plan and pool. If you want to move in right away, the home is ready for. But if you want to upgrade it and have new kitchen cabinets, bathrooms and floors, the seller has improved the price so you can have the home of your dreams. 5 bedrooms and 4 baths with room for every one in the family. The high ceilings gives the home the elegance buyers like. Lots of windows for natural light. The seller has done NEW upgrades this year: NEW ROOF, new carpet in office, owner's suite, and upstairs 5th bedroom/bonus room, new water softener, dishwasher and Microwave. The best way to find out if this is your home is by seeing it. JCP is a resort type community in St Johns county and features an Aquatic Complex, a Sportsplex, and a Fitness Center, Golf Course, dog park and multipurpose fiedl. JCP is upgrading some of the amenities and fees may increase. Enjoy the indoors and outdoors with your friends and family.
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Our Executive Mortgage Banker:
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$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,656 | $3,562 | $4,520 |
Total Monthly Payment | $4,244 | $4,150 | $5,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.