Privacy, with no CDD or HOA fees on 1. 21 acres. One story home owned by the orig. owner & situated on 1. 21 acres in great proximity to historic St. Augustine & the beaches. Home offers an open floor plan w/ beautiful wood flooring thru out, casement windows w/ push up shades, ADA compliant w/ zero threshold shower in master bath, large kitchen w/ an abundance of counter space & beautiful wood cabinetry, all w/ pull-out drawers in base cabinets, oversized walk-in pantry w/ loads of storage, large covered front & back porches offer a relaxing space, 2+ garage w/ oversized door for large SUV's, two detached large sheds;one w/ A/C & electric, second is prewired for electric. Buried 400 gallon gas tank is lined up for future service to stove & HW tank. Buyer would need to add vent to gas fp. The property is fully fenced with vinyl fencing and double gates at entrance and additional gate to the back yard; however the fence is sectioned off on one side for owners pet and property goes beyond the fenced area. The custom design of the home provides ADA compliance with no step up from garage to laundry room and master bathroom with roll up to sinks with a vanity furniture piece for storage between the two sinks. The furniture piece is not fixed and could be removed if buyer prefers a large double sink vanity with storage. Seller would like to keep the furniture vanity should buyer not want. The secondary bathroom offers a freestanding tub to soak and relax after a long day and is bright with natural light filtering in from the moon tube. The garage is oversized with some built-ins and offers a new 1. 25 hp garage door opener. The home was built energy efficient with blown-in insulation and the canopy of trees provides plenty of shade keeping the electric bills low. Some added features of the home include, large bedrooms with walk-in closets and an abundance of storage space, whole house water filtration system and rain barrels to collect rain for the garden. The security system is owned and stays (buyer would be responsible for contracting with a company for monitoring service), and ring security with cameras stay. Come make this your private oasis away from the busy city life and enjoy the privacy and tranquil setting with no CDD or HOA fees.
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$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,802 |
Total Monthly Payment | $4,052 | $3,954 | $5,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.