Spacious 3-bedroom, 2-bath home with a 1-bedroom, 1-bath guesthouse, situated in the desirable Saint Augustine South neighborhood! Plenty of parking available for your RV, boat, ATVs, and more—perfect for welcoming guests or in-laws. Located near the US 1 shopping corridor, this property is just a quick ride away from the beach and the historic downtown district. This sought-after neighborhood boasts two boat ramps, a park/ playground, and proximity to everything you need, with just a 10-minute drive to the beach
The main house features an open-split floor plan with 3 bedrooms and 2 bathrooms, plus a bonus room/ Fl room. The guesthouse/ in-law suite is a 1 bedroom 1 bath, complete with kitchenette and washer/dryer. Extensive updates include a new split wall AC in the Florida room (2024), a new AC unit (2020), a new roof (2022), a new water heater (2023), and new ceiling fans (2024). The kitchen appliances, including the stove, dishwasher, and microwave, were all replaced in 2024. Both bathrooms were upgraded in 2023. The property also includes a charming studio guest house, built in March 2021, complete with its own bathroom and kitchenette. This modern space offers handicap access with a roll-in shower and a separate entry, perfect for guests or extended family. Additionally, the septic system's drain field was expanded in 2021 to accommodate the guest house.
Enjoy the freedom of no HOA, along with ample boat and RV parking. The property also includes two sheds, measuring 10x20 and 8x10, as well as a newly constructed chicken coop.
Don't miss out on this rare opportunity to own a versatile property with two residencesmove quickly!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $3,467 | $3,463 | $4,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.