$25K PRICE REDUCTION! SPOONBILL COTTAGE! WATERFRONT TREEHOUSE! First time offered in 14 years. NO HOA. Enjoy your morning coffee 15' up in the canopy of live oaks while watching osprey have their breakfast and squirrels cavort in the monkey tree adjacent to your deck. This property contains features increasingly hard to find in this price range. Privacy, nature & incredible views. Take your private path down to the water and launch your kayak for fishing or paddleboard. Enlarge your waterfront footprint and BBQ right over the water if you wish or did someone say jetski's or a pool? From this location with a little imagination the possibilities are endless. Utilize the nearby boat ramp if desired. The interior features an open floor plan with a large livingroom & dining area with plenty of glass to bring in the outdoors. Stylish remodeled custom kitchen with an abundance of counter space & cabinets with tile flooring, master suite has a remodeled bath with large walk-in tile shower, rain shower head, double vanity sinks & skylight. Second bath has been tastefully remodeled with double vanity sinks as well to service the two additional bedrooms. Enjoy the sunrises & happy hour from the easterly facing 10' x 36' screen porch & 10' x 14' deck. Ample room under the home with many possibilities which includes 3 car covered parking. MUST SEE!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,410 | $3,323 | $4,216 |
Total Monthly Payment | $3,789 | $3,702 | $4,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.