LOT 80 - This Saratoga Craftsman one-story home is loaded with windows to let in the natural light. Enjoy a treed backyard view from the large covered rear lanai. The open floor plan offers 4 bedrooms, 3 full bathrooms and a 3-car garage. The kitchen showcases 42'' Barnett Duraform White kitchen cabinets and Frost White Quartz countertops. The owner's bathroom features a bath oasis with separate soaking tub and shower with semi frameless glass enclosure. This home also has a huge 12' sliding glass door leading to the covered lanai. 2'' faux wood white window blinds and a video doorbell also included. Lakes at Bella Lago is Mattamy Homes newest community in the rapidly growing and desirable Clay County.
Enjoy an old FL feel w/modern amenities including a pool, resort-style cabana, & playground. Experience the openness, airiness and flow we design into our homes.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $362,218 | $362,218 | $362,218 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,410 | $2,407 | $3,106 |
Total Monthly Payment | $2,485 | $2,482 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.