This wonderful family home in St. Augustine Shores has been lovingly maintained & it shows! Upon entering the home, the spacious great room with open floor plan & vaulted ceilings provides a sense of openness. The adjoining dining room & eat-in kitchen flow nicely for entertaining & every day convenience. Three bedrooms are configured in a split plan; the primary bedroom has a large walk-in closet & en-suite with a jetted tub, separate shower, & water closet. The second & third bedrooms share a hall bath that is also designed for use as a pool bath, as there is ample room for a future pool. And, if you enjoy the outdoors, this is the place for you!! This home has a gorgeous lawn with mature landscaping that is second to none! The lucky new owner gets a spacious, screened porch to enjoy a serene & private backyard paradise year-round. Bonuses include: indoor laundry, pull down stairs to access attic, screened 2 car garage that is immaculate, 2 yr old roof, & newer HVAC & water heater. Ideally located within the neighborhood, this home is close to everything residents can enjoy: the community club house, swimming pool, fishing pier, parks, disc golf, & an 18 hole public golf course. St. Augustine Shores has a very low HOA and No CDD fees. Restaurants, shopping, schools, medical offices, & beaches are just minutes away. And, if a "family compound" is of interest to you, the home directly behind this one might also be available. You don't want to miss this opportunity! Call today for your showing.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,065 | $2,686 |
Total Monthly Payment | $2,328 | $2,272 | $2,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.