240 FIREFLY Trace, Saint Augustine, FL, 32092 | $649,900

Welcome to Your Dream Home in St. Augustine, FL. No CDD Fees!including a WHOLE HOUSE GENERATOR and water softener Nestled in the serene beauty of St. Augustine, this very well kept 4-bedroom, 3-bathroom Providence Built Energy certified home awaits its fortunate new owners. Boasting a spacious 2, 916 square feet of meticulously crafted living space, this residence offers a blend of elegance, comfort, and modern convenience.
Step inside and be greeted by the grandeur of the Magnolia floor plan, where every detail has been thoughtfully designed to enhance your lifestyle. Experience outdoor living at its finest on the expanded covered screened lanai, overlooking the tranquil lake that graces the property. Whether you're enjoying a morning coffee or hosting a barbecue with friends, ***(Lender offering a credit towards closing cost and prepaids of up to . 5% of loan amount, Buyer must use Preferred Lender: Chris Mullis with Principle Home Mortgage NMLS 246509, 830091; must meet loan require ***this picturesque setting is sure to inspire moments of joy and relaxation. Embrace the peace of mind that comes with modern amenities, including a whole house generator and water softener, ensuring comfort and convenience even in the face of unexpected circumstances. Every window in this home is adorned with stylish window casings, professional window treatments, adding a touch of elegance to each room. Prepare culinary delights in the gourmet kitchen, where quartz countertops, a double wall oven, and extensive cabinets provide the perfect backdrop for your culinary adventures. From casual weeknight meals to gourmet feasts, this kitchen is sure to delight the chef in your family. Retreat to the luxurious master suite, complete with a spa-like bathroom including Bubbler Tub and a spacious step-in shower. Plus, the master closet conveniently connects to the laundry room, offering seamless access and tons of storage space for your convenience. Additionally, the third bay garage has been (partially) thoughtfully converted into a climate-controlled storage room, offering extra space for your belongings while maintaining optimal conditions. Located in a desirable community and surrounded by the natural beauty of St. Augustine, this home offers the perfect blend of tranquility and convenience. This paradise exists in a lakefront, natural gas community perfect for kayaking, fishing, stand-up paddle boarding, or basking in the views. Community includes pool/clubhouse & close to Picolata Elem School & new Toccoi High School, both in the A-Rated St Johns County District. Convenient location close to I-95, just south of World Golf Village & near medical facilities, YMCA & new Costco. Don't miss your chance to make this your own slice of paradise. Schedule your showing today and start living the life you've always dreamed of!

Features

  • Amenities: Playground
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 2018
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump, Zoned
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,916
  • Acreage: 0.24
  • Est. Taxes: $4,232
  • HOA Fee: $780 Semi-Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Lake
  • Water Front: Yes
  • Elem. School: Picolata Crossing
  • Middle School: Pacetti Bay
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Double Oven, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned
  • MLS#: 2026545
  • Days on Market: 171 days
  • Website: https://www.raveis.com
    /prop/2026545/240fireflytrace_saintaugustine_fl?source=qrflyer
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Listing courtesy of ENGEL & VOLKERS FIRST COAST

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

240 FIREFLY Trace, Saint Augustine, FL, 32092

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $353 $353 $353
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,459 $3,456 $4,385
Total Monthly Payment $3,904 $3,901 $4,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.