**Exciting Opportunity Alert!** **Priced to move!** Nestled in the highly desirable St. John's County, this home offers the perfect blend of comfort and convenience, located near all assigned schools—elementary through high school. As the top-rated school district in Florida, St. John's County is a coveted location for families. Built in 2017 by Richmond American Homes, this property features 5 bedrooms and 4 baths. The versatile 5th bedroom on the main floor serves as a great home office or guest room. Upstairs, the owner's suite is a serene retreat with an en suite bathroom featuring a garden tub, tile inserts, and a large walk-in shower with Frameless Euro doors. Another upstairs bedroom boasts its own en suite bathroom and walk-in closet, perfect for a teenager, mother-in-law suite, or guests. Two additional bedrooms share a bathroom with double sinks. The carpeted upper level also includes a spacious loft with natural light, ideal for a bonus room, playroom, home theater, or gym. Fresh new carpet and prewiring for sound equipment add to the home's appeal. The main floor offers a formal dining room, a butler's pantry, a large walk-in pantry, a breakfast nook, and an open-concept kitchen and living room. The expansive back porch, upgraded in size during construction, is perfect for relaxing or entertaining while overlooking the community pond. There's ample space to add a pool. The gourmet kitchen is equipped with stainless appliances, a vented hood, and a granite island. Additional features include a central vacuum system and upgraded Corian countertops in all bathrooms. The property backs up to Veteran's Parkway, offering quick access to Veteran's Park, complete with a skate park, dog park, basketball courts, soccer fields, and playgrounds. Located in the Oakridge Landing community, you'll also enjoy proximity to a community pool. The owner's suite features sound-blocking insulation for added tranquility. A 3-car garage, low-traffic street, and attic storage space accessible from drop-down stairs enhance the home's functionality. Recent updates include a fresh exterior paint job in a neutral palette and brand *new* carpet throughout. The home's immaculate tile flooring downstairs and superior energy package ensure comfort and efficiency. The kitchen features raised panel cabinets with trim, quality appliances, a range, wall oven, and superior vented hood. **We've just reduced the price on this exceptional property, making it an even better value!** The price drop is a strategic adjustment to attract the right buyer, not an indication of any issues with the home. Don't miss this chance to own a beautiful property in a prime location at an incredible value. Plan a tour today and discover why this house could be your perfect home! **Priced way below appraisal. **
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,484 | $3,393 | $4,413 |
Total Monthly Payment | $3,955 | $3,864 | $4,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.