The1908 Ferris House underwent a $200, 000+ renovation from top to bottom in 2022, everything from the bare stud walls - new metal roof; all new electrical, plumbing and AC; new LVP flooring throughout; new kitchen and bathrooms, new walls with thick foam insulation, and more. The historic character remains - wide wrap around porch, high ceilings, original 100-year-old staircase, barn doors made from original vintage doors. The home offers 1, 908 square feet of living area, three bedrooms (downstairs main bedroom suite with walk in closet), two and a half baths, open concept living and dining. The sunny, spacious eat-in kitchen features large windows, high end Jenn-Air and GE stainless steel appliances, maple cabinets, custom island, quartz counters, glass and marble backsplash, Kraus farmhouse sink. Laundry room off kitchen has lots of pantry storage. A separate concrete block garage with attic contains 900+ square feet (with electric), could be converted to a rental cottage or a business office. The property is dual zoned for residential and/or commercial uses. Located within the Green Cove Springs Historic District with large old oak trees shading the streets - biking, walking and golf cart friendly! This corner lot has off-street parking for several vehicles accessible from Green Street. It fronts Ferris Street/Hwy 16, with great exposure for a business; house is foam insulated so any outside noise is hardly discernable inside. Only four blocks to Hwy 17, Walgreens, Spring Park Coffee and restaurants, five blocks to the beautiful St. John's River and famous Spring Park with its natural spring swimming pool, fishing pier, numerous festivals, food truck events and concerts. Enjoy small town living while a short distance from Fleming Island, Orange Park, St. Augustine and Jacksonville. The current assessed value by the Clay County property Appraiser for tax purposes is $350, 229 in 2023.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $1,992 | $2,658 |
Total Monthly Payment | $2,693 | $2,612 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.