*** MOTIVATED SELLER *** Welcome to your dream custom home in the highly sought-after Fernandina Beach! This stunning Cape Cod-inspired single-family residence offers an exceptional blend of spaciousness, privacy, and energy efficiency. Upon entering, you'll be greeted by the grandeur of 4584 sq ft of meticulously crafted living space. Boasting 6 bedrooms and 3. 5 baths, this home provides ample room for family and guests. The unique layout features a loft space above the main living room, along with two additional seating areas, perfect for relaxation or entertaining. Enjoy unparalleled privacy with the primary bedroom and bathroom thoughtfully separated from the rest of the home, complete with its own private entrance. Embrace the beauty of outdoor living on the expansive 1/2-acre lot, featuring a charming courtyard in the front yard and a spacious backyard ideal for a future pool oasis. Energy-saving features include a tankless water heater and extra thick insulation. The roof, approximately 3 years old, and vinyl siding exterior resembling cedar offer durability and low maintenance. Conveniently located just 15 minutes from the beach, with no HOA or CDD fees. The long driveway accommodates 5 cars plus a large 2-car garage. Don't miss this exceptional property in the coveted Fiddlers Walk community. Schedule your showing today and experience luxury living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$797,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $637,600 | $637,600 | $637,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,350 | $4,238 | $5,377 |
Total Monthly Payment | $4,844 | $4,732 | $5,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.