Welcome to this delightful home in the desirable Rose Garden complex. The first floor features a spacious, open layout with a modern kitchen adorned with granite countertops, a large dining room with patio access to the backyard, and a comfortable living room with a convenient half bathroom. The second floor offers three well-sized bedrooms, including a master bedroom with vaulted ceilings, and two full bathrooms. In addition to the two-car garage, the home includes a decent-sized storage room located at the back of the garage. The laundry area is conveniently situated on the second floor for easy access. This home offers plenty of privacy while still being close to essential amenities. Located near the train station, Route 9, shopping, dining, and the scenic Hudson River. This turn-key home is filled with natural light and modern amenities, including central air. Enjoy the stunning fall foliage and cozy winter months in this well-maintained property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$377,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $301,600 | $301,600 | $301,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $782 | $782 | $782 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,007 | $2,005 | $2,543 |
Total Monthly Payment | $2,864 | $2,862 | $3,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.